Beaufort South Carolina real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 843-812-5435.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Maureen Corbin-Cooley is one of The Top Selling Real Estate Experts™
Find Out More >

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

	See All Tips In The "Interest Rates" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
A	Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year.
See More Real Estate Trivia >

See the nation's top rated reports for Schools in Beaufort >

Coming Soon
Find Out More >

Maureen Corbin-Cooley, REALTOR®, real estate agent and broker for Beaufort South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Maureen Corbin-Cooley
Corbin-Cooley Realty
322 Westbrook Road
Dataw Island, SC 29920
Phone: 843 838 1234
Fax: 843 838 7777
Mobile: 843 812 5435
Email: maureencooley@NUMBER1EXPERT.com
Maureen grew up in a Navy family. After graduating from Massachusetts General Hospital School of Nursing, Boston University, and California State University Hayward, she and her husband spent most of their careers working for the U.S. government in Europe. Maureen’s final assignment was in Beaufort where she and Bill fell in love with the low country and decided “this was the place”.

When Maureen retired from government service, she immediately pursued a career in real estate. Within two years she earned three special designations, GRI, CRS and ABR, and launched into a successful career in record time. Her long hours of study and hard work paid off in a loyal clientele and a reputation as an honest, friendly, and hardworking realtor.

Maureen works as hard for the little guy as she does for her high-end clients, believing earnestly that everyone deserves the best, and everyone is important to her. As an experienced realtor, she knows the inventory, knows the town, and knows the best people to get the best results for her clients. Maureen leaves no stone unturned when working for her clients and always pays close attention to her clients’ requirements as well as their desires. She is tireless in her efforts to find her buyers just the right house and to get her sellers the best possible price. She communicates frequently with her clients and above all else listens to their requests.

Maureen loves her work. She has a wide range of friends and acquaintances stemming from her church work, membership in Rotary, Beaufort chorale, kayaking groups, and swimming club. In addition she is a devoted wife and mother, an avid reader, an enthusiastic swimmer, and a “sometime” golfer.

Call her if you have any real estate needs. She will be pleased to answer questions, set up appointments, and make suggestions where needed. Maureen says “people are her first priority”. Depend on it and give her a call.

There's No Place Like Home

www.maureencorbincooley.com is brought to you by Maureen Corbin-Cooley
NUMBER1EXPERT™ in real estate for Beaufort, South Carolina

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge