Beaufort real estate and homes for sale in South Carolina - Maureen Corbin-Cooley, REALTOR® Maureen Corbin-Cooley REALTOR(r) for Beaufort, South Carolina real estate - NUMBER1EXPERT™ Maureen Corbin-Cooley NUMBER1EXPERT(tm) for Beaufort, South Carolina real estate

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Maureen Corbin-Cooley, REALTOR®, real estate agent and broker for Beaufort South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Calculators: Beaufort South Carolina home buying, real estate listings, and homes for sale in Beaufort County, SC
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...


The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Maureen Corbin-Cooley, REALTOR®, real estate agent and broker for Beaufort South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Maureen Corbin-Cooley
Corbin-Cooley Realty

322 Westbrook Road
Dataw Island, SC 29920
Phone: 843 838 1234
Fax: 843 838 7777
Mobile: 843 812 5435
Email: maureencooley@NUMBER1EXPERT.com

Maureen grew up in a Navy family. After graduating from Massachusetts General Hospital School of Nursing, Boston University, and California State University Hayward, she and her husband spent most of their careers working for the U.S. government in Europe. Maureen’s final assignment was in Beaufort where she and Bill fell in love with the low country and decided “this was the place”.

When Maureen retired from government service, she immediately pursued a career in real estate. Within two years she earned three special designations, GRI, CRS and ABR, and launched into a successful career in record time. Her long hours of study and hard work paid off in a loyal clientele and a reputation as an honest, friendly, and hardworking realtor.

Maureen works as hard for the little guy as she does for her high-end clients, believing earnestly that everyone deserves the best, and everyone is important to her. As an experienced realtor, she knows the inventory, knows the town, and knows the best people to get the best results for her clients. Maureen leaves no stone unturned when working for her clients and always pays close attention to her clients’ requirements as well as their desires. She is tireless in her efforts to find her buyers just the right house and to get her sellers the best possible price. She communicates frequently with her clients and above all else listens to their requests.

Maureen loves her work. She has a wide range of friends and acquaintances stemming from her church work, membership in Rotary, Beaufort chorale, kayaking groups, and swimming club. In addition she is a devoted wife and mother, an avid reader, an enthusiastic swimmer, and a “sometime” golfer.

Call her if you have any real estate needs. She will be pleased to answer questions, set up appointments, and make suggestions where needed. Maureen says “people are her first priority”. Depend on it and give her a call.

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